Defining an Abstract Title
Abstract title property is the most common form of title found in the United States. An abstract of title is a condensed history of all deeds, mortgages and other documents relating to a particular piece of land, which affect the title. Recorded homestead documents are listed at the beginning of many abstracts in Sherburne County. If parts of the original parcel of land have been sold, the deeds are included in the abstract.
When property is sold or mortgaged the lending institution or new owner wants to be sure the title is clear. If the title isn't clear the lending institution may not be able to foreclose, if need be. An attorney or title insurance firm is hired to review the abstract. This is done by following the various lines of ownership from person to person and deed to deed over the years, matching mortgages with releases, etc.
Abstract Recording Fees:
- $2 for a non-certified copy of any document submitted for recording, if the original document is accompanied by a copy or duplicate.
- $10 for certified copies - flat fee
- $30 Return Check Charge
- $46 for multiple Satisfactions/Assignments/Partial Releases with 4 document citations or less, and $10 additional for each document cited over first 4
- $46 for recording
- $50 for well certificate
- $56 for Plat
Sherburne County does not collect a conservation fee.
For fees and procedures regarding Deed Tax, Mortgage registration Tax, and Certificate of Real Estate Value, contact the Auditor / Treasurers Office.